Q???t??n b? DMTF: Wh?t w???? b? best amount ?f auto & homeowner insurance t? h??? including umbrella coverage ?n NJ?
Wh?t w???? b? best amount ?f total coverage t? carry f?r auto insurance ?n? homeowners insurance including ?n umbrella ???t. I realize claims ?r? skyrocketing, ?n? I don?t presently h??? ?n umbrella ???t. Want t? know wh?t I ?h???? b? targeting. Thanks!
Best ?n?w?r:
An?w?r b? mbrcatz17
Well, n? one here knows ???! I ??n t??? ??? wh?t I usually t??? people: ??? take out half million limits ?n ???r auto ?n? homeowners, th?n ??t th? umbrella ???t w?th whatever REAL limits ??? need. It?s n?t hard t? b?? million dollar increments, up t? ten million. Aft?r th?t, ?t ??n b? done, b?t ?t?s harder.
Y?? need t? h??? ?n umbrella ???t th?t covers ???r assets, PLUS three t? five years income. S?. Figure out wh?t ???r stuff ?? worth, ?n? add ???r projected income f?r th? next three years, ?n? round up t? th? next million.
Add ???r ?wn ?n?w?r ?n th? comments!
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